Cases / Investments

Investing in Bluewaters Bay – 21% ROI in 10 Months

Real estate
Dubai Real Estate Investment – 21% ROI in 10 Months

Property: Bluewaters Bay Residential Complex

Bluewaters Bay is a prestigious development located on Bluewaters Island, Dubai. The project features luxurious architecture, premium amenities, and panoramic views of the Arabian Gulf. Launched in 2023, it offers modern 1–4 bedroom apartments.

Advantages of Bluewaters Bay

Unique Location

Bluewaters Island is one of Dubai’s most sought-after neighborhoods, situated near Dubai Marina and JBR. Just minutes away from:

  • Ain Dubai observation wheel
  • Bluewaters Mall
  • The Beach at JBR promenade

Premium Infrastructure

The complex offers:

  • Sea-view swimming pools
  • Fitness center and spa
  • Walking areas and private beach
  • Elite restaurants and boutiques

High Investment Potential

  • Freehold ownership available to foreign investors
  • Growing rental market – expected yields up to 7% per annum
  • Limited supply of properties on the island
  • Quality layouts and finishes
  • Spacious apartments with panoramic windows
  • Fully equipped kitchens
  • Balconies with stunning views of Dubai

Investment Breakdown

In May 2023, a property in Bluewaters Bay was purchased for 2,992,291 AED with a 4-year payment plan.

Deal Terms:

  • Initial expenses (developer payment, DLD, agency commission, manager’s check): 1,336,891 AED (40% of the purchase price)
  • The remaining 60% (1,655,400 AED) was to be paid in installments:
  • 20% in 2024
  • 20% in 2025
  • 20% in 2027

March 2024: After just 10 months, the property’s value increased to 3,250,000 AED.

The unit was listed for sale and sold within a few weeks.

Financial Result

  • Initial purchase price: 2,992,291 AED
  • Actual invested capital: 1,336,891 AED
  • Sold for: 3,250,000 AED
  • Net profit: 257,709 AED
  • Annualized ROI: 21%

Why Was This Strategy Successful?

  1. Optimized Initial Capital
  2. The investor used a 40/60 payment plan, reducing upfront capital requirements and freeing up funds for other investments.
  3. Property Value Growth
  4. Bluewaters Island is among Dubai’s most prestigious and in-demand areas. Limited supply and high demand led to rapid price appreciation.
  5. High Liquidity
  6. Properties in Dubai’s premium locations are highly sought after by both investors and tenants, ensuring a quick sale.
  7. Flexible Strategy
  8. If needed, the investor could have chosen to rent out the unit for stable income rather than sell.

Conclusion

Investing in Dubai real estate with flexible payment terms enables high returns and effective capital management.

In this case:

  • Profit: 257,709 AED in 10 months
  • Annualized ROI: 21%

This example demonstrates that smart location selection and payment strategies allow investors to maximize profits, even over the short term.