Dubai Real Estate Investment – 21% ROI in 10 Months
Property: Bluewaters Bay Residential Complex
Bluewaters Bay is a prestigious development located on Bluewaters Island, Dubai. The project features luxurious architecture, premium amenities, and panoramic views of the Arabian Gulf. Launched in 2023, it offers modern 1–4 bedroom apartments.
Advantages of Bluewaters Bay
Unique Location
Bluewaters Island is one of Dubai’s most sought-after neighborhoods, situated near Dubai Marina and JBR. Just minutes away from:
Ain Dubai observation wheel
Bluewaters Mall
The Beach at JBR promenade
Premium Infrastructure
The complex offers:
Sea-view swimming pools
Fitness center and spa
Walking areas and private beach
Elite restaurants and boutiques
High Investment Potential
Freehold ownership available to foreign investors
Growing rental market – expected yields up to 7% per annum
Limited supply of properties on the island
Quality layouts and finishes
Spacious apartments with panoramic windows
Fully equipped kitchens
Balconies with stunning views of Dubai
Investment Breakdown
In May 2023, a property in Bluewaters Bay was purchased for 2,992,291 AED with a 4-year payment plan.
Deal Terms:
Initial expenses (developer payment, DLD, agency commission, manager’s check): 1,336,891 AED (40% of the purchase price)
The remaining 60% (1,655,400 AED) was to be paid in installments:
20% in 2024
20% in 2025
20% in 2027
March 2024: After just 10 months, the property’s value increased to 3,250,000 AED.
The unit was listed for sale and sold within a few weeks.
Financial Result
Initial purchase price: 2,992,291 AED
Actual invested capital: 1,336,891 AED
Sold for: 3,250,000 AED
Net profit: 257,709 AED
Annualized ROI: 21%
Why Was This Strategy Successful?
Optimized Initial Capital
The investor used a 40/60 payment plan, reducing upfront capital requirements and freeing up funds for other investments.
Property Value Growth
Bluewaters Island is among Dubai’s most prestigious and in-demand areas. Limited supply and high demand led to rapid price appreciation.
High Liquidity
Properties in Dubai’s premium locations are highly sought after by both investors and tenants, ensuring a quick sale.
Flexible Strategy
If needed, the investor could have chosen to rent out the unit for stable income rather than sell.
Conclusion
Investing in Dubai real estate with flexible payment terms enables high returns and effective capital management.
In this case:
Profit: 257,709 AED in 10 months
Annualized ROI: 21%
This example demonstrates that smart location selection and payment strategies allow investors to maximize profits, even over the short term.